The impact of climate change is more evident than before, and they’re becoming global headlines that cannot be ignored. Organizations and individuals are being called to make various changes. These shifts can also bring about critical trends in 2023. There are multiple predictions according to these changes. It could be about how people shop, how […]

Given the high inflation backdrop, increasing demand for silver in EVs and solar industry, and limited supply, silver is a great investment in my view. Its demand from industry is rapidly increasing as the world undergoes a major green transition to net zero. The world saw a 15% deficit in the supply-demand in 2022. Solar panels, […]

HUF or Hindu Undivided Family is an entity formed under the HUF Act which can act as a separate tax entity different from its members. The members of a family – father, mother, and child can form a HUF with the help of their CA. The HUF is like a company in the sense that […]

It is said that there is no free lunch in finance. However, asset allocation is one way where you can reduce your risk and improve returns. So let us go ahead with the first principles and understand what an asset is. An asset is typically a resource that can generate cashflows when sold. There are many […]

Health Insurance is insurance that covers the medical expenses of a person. It is an essential insurance cover in personal insurance along with life insurance. Since health is a non-negotiable essential requirement as high medical expenses in case of sickness or injury can economically ruin a person or a family. To mitigate this risk, health […]

Debt is a good investment asset for investors in 2023 with central banks hiking interests at a record level in 2022. Indian investors can easily get 7.5-8% in most large banks in India for a duration of 2-3 years. Here we explain FDs as a debt asset. A fixed deposit (FD) is a type of […]