Health Insurance is insurance that covers the medical expenses of a person. It is an essential insurance cover in personal insurance along with life insurance. Since health is a non-negotiable essential requirement as high medical expenses in case of sickness or injury can economically ruin a person or a family. To mitigate this risk, health […]

Debt is a good investment asset for investors in 2023 with central banks hiking interests at a record level in 2022. Indian investors can easily get 7.5-8% in most large banks in India for a duration of 2-3 years. Here we explain FDs as a debt asset. A fixed deposit (FD) is a type of […]

What are Sovereign Gold Bonds? Sovereign Gold Bonds are bonds issued by the government and backed by gold. They are available in denominations of 2, 5, and 10 grams of gold and have a tenure of 8 years. These bonds can be bought and sold on exchanges and are a good way to invest in gold […]

When you talk about tax saving, normally people talk about ELSS mutual funds, tax saving deposits, PPF, EPF, etc. But these are well known, and most people are conversant about these instruments. However, there is a secret instrument that nobody discusses or talks about. This is the voluntary provident fund (VPF) which is available to […]

Real estate got a massive boom in prices in 2022 and it was a record-breaking year not only in terms of RE sales but also new launches. Low-interest rates, cuts in stamp duty, and rising work-from-home culture all acted as solid tailwinds for the real estate sector in the last year. After almost a decade […]

Equity saw a tepid low single-digit return in 2022 mostly because the market remains in the high valuation zone. Also, with FD returns touching nearly 7%-8%, equity looks less appealing. However, that being said, some sectors should do well going forward. Let’s have a look: i) Industrials should do well in 2023 supported by the […]